Thank you for your business and trust throughout the year. It has been a privilege to help you keep things in perspective during this unique period, and we look forward to helping you uncover new opportunities in 2010 as we work in partnership to pursue your financial goals and dreams.

There are enough books and other forms of guidance about retirement that one would expect to find all the advice necessary to secure a comfortable retirement. But not all of the advice and strategies necessarily will meet your needs.  What's more, some "facts" about retirement and retirement planning that have been conventional wisdom for many years could be worth challenging today.

LCU Financial Services, LLC, independent advisors affiliated with LPL Financial, the nation's largest independent broker-dealer*, has announced that LPL Financial has been ranked number two out of 14 leading financial services companies in the J.D. Power and Associates 2009 U.S. Full Service Investor Satisfaction Study.  The J.D. Power and Associates U.S. Full Service Investor Satisfaction Study measures investor satisfaction with full service investment firms across the country, and is released on an annual basis by J.D. Power and Associates, a global marketing and information company that represents the voice of the customer.